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Helping you explore suitable home loan options
Compare suitable loan options
We compare home loan options from our lender panel based on your circumstances, goals and lending requirements.
Explore competitive rates and features
We help you assess available interest rates, fees, loan features and repayment structures.
Support with your application
We assist with the paperwork, lender communication and application process through to settlement.
Owner occupied, refinancing, construction and complex income scenarios.
Home loan support made clearer
Whether you are buying your first home or refinancing, we aim to make the home loan process clear, straightforward and convenient. Our home loan checklist helps us understand your circumstances, lending requirements and broader goals so we can identify suitable options from our lender panel. We offer flexible consultations and can meet with you at a suitable time and location, where available. Online and telephone appointments are also available.
All over Australia we have assisted borrowers from across New South Wales, Victoria, the Australian Capital Territory, Queensland, Western Australia and other parts of Australia.
We compare suitable lending options based on factors including:
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current interest rates;
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loan terms;
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fees and charges;
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repayment structure;
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loan features;
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lender eligibility requirements; and
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how the loan may support your property goals.
We assist people from a broad range of employment and professional backgrounds, including employees, tradespeople, self-employed business owners, teachers, medical professionals, lawyers and banking professionals.
From employees, trades people, self-employed business owners, teachers, medical professionals, lawyers to bankers, and everything in between, at Just Finance, you’re more than just a number. Your success is our passion.
What type of loan are you looking for?
Whether you are a first-home buyer, homeowner, investor, refinancer or self-employed borrower, we can help you explore suitable home loan options from our lender panel.
First-home buyer loans
Explore home loan options for purchasing your first property, including available loan structures and eligible first-home buyer support.
Owner-occupied home loans
Finance options for purchasing or refinancing the home in which you live.
Investment property loans
Loan options for purchasing, refinancing or restructuring an investment property.
Construction loans
Finance structured around eligible land purchases, new builds, renovations or progressive construction payments.
Refinancing and debt consolidation
Review your existing home loan, explore refinancing opportunities or consider consolidating eligible debts into a more manageable structure.
Holiday home loans
Explore finance options for an eligible holiday home or secondary residential property.
Complex-income and self-employed loans
Options for borrowers with self-employed income, multiple income sources, contract work or more complex financial circumstances.
Guidance to help you make an informed decision
We work with you to understand your needs and compare suitable options using current lender information, loan-comparison tools and our accredited lender panel. Your Just Finance mortgage broker can access current product and policy information from a panel that includes major banks, non-bank lenders and specialist lenders. We explain the available options, important features, costs and lender requirements so you can make a more informed decision.
Not all lenders or loan products in the market are included in our panel. All applications remain subject to lender eligibility, credit assessment and approval.
Home loans structured around your goals
Whether you are buying your first home, investing, refinancing, building or managing a more complex income scenario, Just Finance can help you explore suitable lending options from our panel of lenders.